Kruk S.A.

KRUK is a member of the Conference of Financial Companies – Association of Employers. The Conference is an association of banks and other organizations whose core activities include granting or intermediation in the granting of consumer credits and loans, provision of business intelligence services as well as of companies offering receivables management services.

In 2007 KRUK S.A. joined ACA International the association of professional businesses and individuals involved in the credit and collection industry. ACA members work to achieve common goals and encourage the continued growth and professionalism of their businesses. The association is the voice of the credit and collection industry and serves as a resource for its members, the media, policy makers and consumers.

• Award for the offer "Collection PLUS" in competition "The Best Products for Business 2008 - 2009" organized by the "Gazeta Finansowa" ("Financial Newspaper") in the category: Debt collection offer for Companies.
• KRUK received the emblem "Golden Customer Lauras 2008" in the category "Debt Collection Services". We thank our customers, because thanks to their opinions we received this title.
• IT Leader 2008 - KRUK is a finalist of the XII edition of the competition organized by the Computerworld Weekly in the category "The Trade and Services".
• Lower Silesia Economic Certificate 2008 - for the contribution to the development of the economy of the Lower Silesia. Granted by the Chapter of the Lower Silesia Economic Certificate under the chairmanship of the Marshal of the Lower Silesia Province.
• Fair Play Company 2008 – title awarded by the Polish Chamber of Commerce.

• Company Friendly Company 2007 – title received for the professionalism in the customer service confirmed with TNS OBOP findings.
• Fair Play Company 2007 – title awarded by the Polish Chamber of Commerce.
• White List 2007 - program of the Wrocław Chamber of Commerce promoting reliable entrepreneurs. Itąs the list of companies who are fulfilling obligations on time as well as they don't have overdue regulatory liabilities.

• In December 2006 KRUK S.A. received the award "The Best Product for small and medium enterprises" in the category Debt Collection.
• Ventura 2006 – The Most Dynamic Company – award granted by Enterprise Investors for the best wallet companies.

• Business Gazelle 2005 – title awarded by the Puls Biznesu daily to the most dynamically developing companies.
• Polish Success 2005 – title promoting companies which in the period 2001-2005 achieved spectacular business success in Poland.

• Fair Play Company 2004 – title awarded by the Polish Chamber of Commerce.
• Business Gazelle 2004 – title awarded by the Puls Biznesu daily to the most dynamically developing companies. In the 2004 edition, KRUK was ranked first among Lower Silesian companies and No 4 in the general ranking. The place in the ranking depended on percentage growth of sales in 2003 as against 2001. To qualify for the ranking, the company had to prove a growth of revenues in three consecutive years.
• Market Leader 2004 – title for the best company in Poland in the area of debt collection, receivables management and receivables trading.
• EURO LEADER 2004 – certifi cate received based on the rules of the contest and the results of a comparative analysis of the European Promotional Competition in the “Company” category.
• Solid Company 2004 – certifi cate awarded by the White List Consumer Programme under the auspices of the Delegation of the European. Commission for timely payment of all liabilities and respect for the environment and consumer rights.

• Fair Play Company 2003 – title awarded by the Polish Chamber of Commerce.
• Market Leader 2003 – title for the best company in Poland in the area of debt collection, receivables management and receivables trading.
• EURO LEADER 2003 – certificate received based on the rules of the contest and the results of a comparative analysis of the European Promotional Competition in the “Company” category.
• Solid Company 2003 – certificate awarded by the White List Consumer Programme under the auspices of the Delegation of the European Commission for timely payment of all liabilities and respect for the environment and consumer rights.